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Pat Vivier is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of MS, AL, CO, FL and TX. No insurance business may be conducted outside the states referenced.

Pat Vivier is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency. In this regard, this communication is strictly intended for individuals residing in the states of MS, AL, FL, LA and TX. No offers may be made or accepted from any resident outside the specific states referenced.

Pat Vivier Financial Group, LLC is not owned or operated by NYLIFE Securities LLC or its affiliates.

Pat Vivier is also separately registered as an investment adviser representative under Eagle Strategies LLC, a Registered Investment Adviser, offering advisory services in the states of MS, AL, FL and TX. As such, these services are strictly intended for individuals residing in those states.

Neither Pat Vivier Financial Group, LLC, its employees nor NYLIFE Securities LLC or its subsidiaries render tax, legal or accounting advice. Please consult your professional advisors regarding your particular situation.

NYLIFE Securities LLC and Eagle Strategies LLC are new York Life companies.

MDRT is recognized throughout the industry as the standard of excellence in life insurance sales performance.

Pat Vivier is a Member Agent of the Nautilus Group®, a service of New York Life Insurance Company.